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Financial Assistance

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​​​​​​​​​​​​​​​​​​​​​​​​​Care Subsidies And Funds

​​​Find out more about the help you and your loved ones can get.​

​​

Daily Activities Assistance

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  • The Seniors' Mobility and Enabling Fund (SMF) provides holistic support for seniors to age in place within the community by extending subsidies to Singaporean seniors to purchase assistive devices or home healthcare items.
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  • The Housing and Development Board introduced Enhancement for Active Seniors in 2012, to subsidise home modifications so that older residents can live at ease in their own homes.
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Mobility Assistance

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  • The Pioneer Generation Disability Assistance Scheme (PioneerDAS) is part of the Pioneer Generation Package, which honours what Singapore's Pioneers have done for the country.
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  • CareShield Life is a long-term care insurance scheme launched on 1 October 2020 which provides basic financial protection should an individual become severely disabled, especially during old age, and need care for a prolonged duration.
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  • The Interim Disability Assistance Programme for the Elderly (IDAPE) is an assistance scheme that was set up in 2002 for a small group of seniors who were not eligible for ElderShield at the time, because they were too old or had pre-existing disabilities.
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  • ElderShield is a severe disability insurance plan that provides basic financial protection to those who need long-term care, especially in their old age.
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  • MediSave Care is a long-term care scheme that allows Singapore Citizens or Permanent Residents aged 30 and above who are severely disabled to make m​onthly cash withdrawals up to a total of $200 per month from their own and/or their spouse’s MediSave Accounts for their long-term care needs.​
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  • ElderFund is a new discretionary assistance scheme that will be launched on 31 January 2020. It is targeted at severely disabled lower-income Singapore Citizens aged 30 and older, who are not able to benefit from CareShield Life, ElderShield, and the Interim Disability Assistance Programme for the Elderly (IDAPE), and have low Medisave balances and inadequate personal savings to meet their long-term care needs.
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Caregiving Assistance

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  • The Caregivers Training Grant is a $200 annual subsidy that lets caregivers attend approved courses to better care for their loved ones.
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  • The Home Caregiving Grant (HCG) is a $250 or $400 monthly cash payout to support your loved ones with at least permanent moderate disability, i.e. always require some assistance to perform 3 or more Activities of Daily Living (ADLs).
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  • The Migrant Domestic Worker (MDW) Levy Concession for Persons with Disabilities lets families pay the Migrant Domestic Worker levy at a concessionary rate of $60 a month, instead of $300.
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Medical Fees Assistance

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  • The Community Health Assist Scheme (CHAS) enables all Singapore Citizens, including Pioneer Generation (PG) and Merdeka Generation (MG) cardholders, to receive subsidies for medical and/or dental care at participating General Practitioner (GP) and dental clinics.
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  • Your loved one can be covered for standard medical and hospitalisation treatment at government or restructured hospitals, polyclinics and approved intermediate and long-term care services if they are sick and need financial assistance.
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  • A compulsory savings account that you or your loved one can use to pay for the cost of staying in a hospital, outpatient treatments like chemotherapy, and also some intermediate and long-term care services.
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  • MediShield Life is medical insurance that provides life-time coverage for all Singaporeans.
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  • Medifund helps needy Singapore citizens who cannot pay their medical bills.
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Self-Assessment Tool

Check your eligibility for financial help with our Self-Assessment Tool to learn which financial schemes you may qualify for.
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