ElderFund is a new discretionary assistance scheme that will be launched on 31 January 2020.
It is targeted at severely disabled lower-income Singapore Citizens aged 30 and older, who are not able to benefit from CareShield Life, ElderShield, and the Interim Disability Assistance Programme for the Elderly (IDAPE), and have low Medisave balances and inadequate personal savings to meet their long-term care needs.
Eligible Singapore Citizens can receive up to $250 cash per month for as long as they remain eligible, and meet the terms and conditions needed for receipt of payment.
To be eligible for ElderFund, your loved one must meet the following criteria:
Must be a Singapore Citizen, aged 30 and above, and residing in Singapore.
Not a CareShield Life or ElderShield policyholder, or no longer an active recipient of ElderShield claims
Not eligible for Interim Disability Assistance Programme for the Elderly (IDAPE), or no longer an active recipient of IDAPE
Household monthly income per person is $1,200 or less; and
MediSave balance of less than $10,000
*Applications from Singaporeans who do not meet the guiding financial criteria but have difficulty meeting their long-term care needs will be considered on a case-by-case basis.
Unable to perform 3 or more of the 6 Activities of Daily Living, as certified by an MOH-accredited severe disability assessor. These six activities are:
Long Term Care Schemes Application Form and go through the
Terms and Conditions.
We recommend that you nominate the care recipient's bank account to receive the payout.
If the care recipient is residing in a nursing home, please approach the nursing home for assistance.
Should the care recipient lack mental capacity, please go through this
Check this site if your care recipient need to update their household information for the purpose of assessing their financial eligibility, or if they have previously disallowed the access of their Financial Information for eligibility checks.
here for the list of assessors. The assessor will conduct the disability assessment of your care recipient and collect an assessment fee from you. If your care recipient is assessed to be severely disabled, the full assessment fee will be reimbursed.
If your care recipient is residing in a nursing home, the nursing home can help them to submit a Resident's Assessment Form (RAF) in place of the severe disability assessment.
Send the completed application and any additional documents (if required) to AIC at:
Agency for Integrated Care Singapore
Post Centre Post Office P.O. Box 1173
You can also email these documents to
firstname.lastname@example.org, or submit them at any of our AIC Links.
AIC will take about 1 month to process your application. We will inform you of the outcome in writing and successful applicants will receive grants in the following month, which may include payouts from the month the application was submitted if applicant meets all eligibility.
Please contact AIC at 1800-650-6060 if you have not received your full assessment fee reimbursement/payout.
1. If your care recipient is already a recipient of ElderFund and would like to change their details, please download and submit this
Change in Application Details Form and
Mental Incapacity Certification (if the care recipient lacks mental capacity).
2. If your care recipient is already a recipient of ElderFund but wishes to opt-out from receiving ElderFund payouts, please download and submit the
Opt-Out Form to AIC.
Additional Guidance for Care Recipient without Mental Capacity
Why do I need the NRIC issue date? How do I find the NRIC issue date?
How do I change my ElderFund nominated bank account?
How do I know whether I am severely disabled?
Can I see my own doctor or therapist to be assessed for ElderFund eligibility? What assessments are accepted?
How much is the assessment fees? Why has it been raised?
Will cognitive impairments be better recognised under the revised disability assessment framework? Does this mean someone with dementia will automatically qualify for ElderFund?
Is there a periodic re-assessment? How often would it be? Can this be waived?
If my ElderFund payout ceased due to recovery, can I subsequently reapply if I become severely disabled again?
Will Singapore Permanent Residents (PRs) be eligible for ElderFund?
The priority of ElderFund is to provide support for Singapore Citizens living in Singapore. PRs will not qualify for ElderFund payouts.
Do Singaporeans residing overseas qualify for ElderFund payouts?
The priority of ElderFund is to provide support for Singapore Citizens living in Singapore. Singaporeans residing overseas will not qualify for ElderFund.
If I have IDAPE/ ESH 300/ ESH 400/ CareShield Life/ Supplements/am able to draw from MediSave for long-term care, can I still qualify for ElderFund payouts? If I do not have enough MediSave, but is able to draw from my spouse’s MediSave, can I qualify?
Can I appeal for ElderFund? How can I appeal?
Will I be automatically included for ElderFund if I am receiving disability payouts from other severe disability schemes?
ElderFund has stringent financial criteria, as it is intended to act as a safety net, for needy Singaporeans who require financial assistance to pay for their out-of-pocket costs for long-term care. It is also designed to be discretionary, to provide flexibility in accommodating various financial circumstances. As such, if you wish to receive ElderFund payouts, you will need to submit an application for ElderFund, to facilitate a holistic assessment of your eligibility for ElderFund.
Will I automatically qualify for ElderFund if I am receiving payouts from moderate disability assistance schemes such as Pioneer Generation Disability Assistance Scheme (PioneerDAS) or Home Caregiving Grant (HCG)?
How was the payout amount of $250/month decided?
Will the ElderFund payouts rise over time, like CareShield Life payouts?
How is ElderFund different from IDAPE and PioneerDAS? These schemes all offer cash payouts for disabled Singaporeans.
How is ElderFund different from MediFund or ComCare? If I am a severely disabled person in need, who should I go to for help?
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