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INTRODUCTION TO MEDISHIELD LIFE

If you or your loved one are staying in hospital for a while, or need treatment for serious illnesses, you can use MediShield Life.

MediShield Life is medical insurance that provides life-time coverage for all Singaporeans. Unlike the previous scheme, MediShield, you cannot opt out of MediShield Life.

The premiums for MediShield Life can be paid using Medisave funds or cash. The Government has also provided subsidies for lower- and middle-income Singaporeans, as well as for Pioneer Generation members. There are also subsidies for the first four years of MediShield Life, as people move from MediShield to MediShield Life.

  MediShield Life
Annual Claim Limits $100,000
Lifetime Claim Limits No Limit
Inpatient Treatment
Normal Ward $700 per day
ICU $1,200 per day
Community Hospital $350 per day
​Psychiatric (up to 35 days per policy year)
​$100 per day
Surgical Procedures $200 - $2,000
​Implants
​$7,000 per treatment
​Radiosurgery
​$4,800 per procedure
Outpatient Treatment
Chemotherapy claim limit $3,000 per month
Radiotherapy claim limit
$140-$1,800
​Kidney Dialysis
​$1,000 per month


For full details on the MediaShield Life Benefits, visit this MOH webpage.

HOW TO QUALIFY

HOW TO APPLY


You can tell hospital staff that you want to make a claim from MediShield Life. The hospital will then submit its claim to the Central Provident Fund Board. The CPF Board will settle the bill on your or your loved one’s behalf.

Integrated Shield Plan
If you or your loved one have an Integrated Shield Plan, your private insurer will process the claim and make the total payment on your behalf. This includes the MediShield Life portion of the payout. Medisave or cash can be used to pay the rest of the amount.

You can find out more about MediShield Life on the Ministry of Health's website.

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MediShield Life is medical insurance that provides life-time coverage for all Singaporeans
MediShield Life
MediShield Life is medical insurance that provides life-time coverage for all Singaporeans
MediShield Life | Agency for Integrated Care Singapore